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Multiple Choice Questions
Day 1:
No Question Options Ans
1. We should keep our savings
with banks because a) It is safe b) Earns interest c) Can be withdrawn anytime d) All of above2. ATM password to be shared
only with a) Spouse b) Obedient son c) Obedient daughter d) None of above3. KYC means a) Know your customer
b) Know your character c) Both of above d) None of above4. Loans from money lenders are a) With High rate of interest
b) No proper accounting c) No transparency d) All of above5. Life insurance means a) Insurance of human
b) Insurance of life of human andCattle
c) Insurance of Life of Machines d) All of above6. General Insurance relates to
insurance against a) Fire b) Theft c) Burglary d) All of above7. Bank provides loans for a) Home
b) Car c) Education d) All of above8. Which currency note has
security thread? a) Rs.50/- b) Rs.100/- c) Rs.500/- d) All of above9. The safest place for keeping
money a) A pit dug in the ground b) An iron box c) Bank d) Money lenderTime: 15 min
10. Gold and silver ornaments
should be kept in bank lockers a) It is safe b) No risk of theft c) Both (a) & (b) d) None of above11. Bank Pass Book is a) Issued by Bank
b) Contains transaction details ofBank account
c) Shows balance in account d) All of above12. Banks pays interest on a) Deposits
b) Loans c) Both (a) & (b) d) None of above13. Bank charges interest on a) Deposits
b) Loans c) Both (a) & (b) d) None of above14. Internet banking refers to a) Operation of account through
internet b) Opening of account through ATM c) Both (a) & (b) d) None of above15. In Recurring Deposits, a) a fixed sum is deposited every
month b) period of deposit is a fixed tenure c) interest is paid at FDR rate d) All of above16. ATM can be used for a) Cash withdrawal
b) Account enquiry c) Statement of account d) All of above17. What is RuPay Debit Card? a) Domestic debit card
b) Introduced by NationalPayments Corporation of India
c) Accepted at all ATMs & PoS machines d) All of above18. Aadhaar is a) 12 digit number card
b) Identity proof issued by UIDAI c) Both (a) & (b) d) None of above19. PAN means a) A kind of utensil
b) Primary Account Number c) Permanent Account Number d) None of aboveAnswer Keys
Q. A. Q. A.
1 d 11 d
2 d 12 a
3 a 13 b
4 d 14 a
5 a 15 d
6 d 16 d
7 d 17 d
8 d 18 c
9 c 19 c
10 cMultiple Choice Questions
Day 2:
No. Question Options Ans
1. Currency notes are issued by a) RBI
b) NABARD c) Public sector banks d) Central Government2. Coins are issued by a) Government of India
b) NABARD c) Public sector banks d) State Bank of India3. Education Loans a) Cover tuition fee & expenses
b) Are repayable after completion of course c) Granted for studies in India & abroad d) All of above4. Who can open bank account a) Indian citizen
b) Non Resident Indian c) Illiterate d) All of above5. What is meant by Aadhaar
seeding? a) Linking of Aadhaar with Bank account b) Duplicate issuance of Aadhaar c) Transfer of Aadhaar d) None of above6. What are the benefits attached
to PMJDY? a) Accident insurance cover of Rs.1.00 lac b) Life insurance cover of Rs.30,000/- c) Overdraft facility up to Rs.5,000/- d) All of above7. Who can open an account under
PMJDY? a) Minor above the age of 10 years
b) Only lady of the house c) Only head of the family d) All of above8. Who is Bank Mitra? a) Banking Correspondents engaged by
Banks b) Valuable customer of Bank c) Security guard in a branch d) None of aboveTime: 15 min
9. What is Atal Pension Yojana
(APY)? a) Provides social security to the unorganized sector b) Encourages workers to voluntarily save for their retirement c) Fixed pension is paid on attaining age of60 years
d) All of above10. What is Pradhan Mantri
Suraksha Bima Yojana (PMSBY)? a) Accidental insurance cover b) Life insurance cover c) Overdraft up to Rs.5,000/- d) None of above11. What is Pradhan Mantri Jivan
Jyoti Bima Yojana (PMJJBY)? a) Covers life insurance up to Rs.2 lac b) Accident insurance cover c) Both (a) & (b) d) None of above12. Which type of deposits earns
higher interest rate? a) Current account b) Savings Account c) Fixed Deposits d) None of above13. Under PMSBY, accidental death
claim is available for: a) Rs.1 lac b) Rs.2 lac c) Rs.3 lac d) None of above14. Can illiterate person be issued
Debit card? a) No
b) Yes c) Only in case of joint account d) Only in case he is head of family15. NEFT stands for a) National Electric Fund Transfer
b) National Electronic Fund Transfer c) National Electrical Fund Transfer d) None of Above16. RTGS stands for a) Real Time Gross Settlement
b) Ready Time Gross Settlement c) Ready Time Grocery Settlement d) None of AboveAnswer Key
Q. A. Q. A.
1 a 9 d
2 a 10 a
3 d 11 a
4 d 12 c
5 a 13 b
6 d 14 b
7 d 15 b
8 a 16 a
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