The Undersigned Graduate Committee Approves the Project Report Titled SMALL BUSINESSES AND However, they did serve as a starting point for discussions http://www nycfuture org/images_ pdf s/ pdf s/IE-final pdf , accessed May 25
| Previous PDF | Next PDF |
[PDF] Project Startup Report - NDgov
Project Startup Report Presented to the IT Committee June 2010 Project Name: Crime Lab Information Management System (LIMS) Agency: Attorney General
[PDF] Start-up Sample Business Plan
costs and benefits of this business project, but it is not intended, and is not to be considered in itself or Cash Balance on Starting Date $10,000 Total Assets
[PDF] Project Report
A Project Report is a document which provides details on the overall picture of the the alternatives of business and should clarify the reasons for starting the
[PDF] SMALL BUSINESSES AND ENTREPRENEURSHIP: A
The Undersigned Graduate Committee Approves the Project Report Titled SMALL BUSINESSES AND However, they did serve as a starting point for discussions http://www nycfuture org/images_ pdf s/ pdf s/IE-final pdf , accessed May 25
[PDF] SUNSET Project Final Report
Part I - Final publishable summary report Report on societal implications Trips (Figure 3-6): a trip is a continuous movement from a starting point to a target
[PDF] Project Startup
20 juil 2010 · The costs should have included a proportion of the schedule for roll-out, documentation, change management and so on – this is usually much
[PDF] Business Plan Template for a Startup Business
A startup business plan serves several purposes It can help convince What image do you want to project for your business brand? What design elements will you Financial reporting you will provide to investors • How involved investors
[PDF] Detailed Project Report - MeitY
Background and Broad Project Rationale Appraisal Parameters for Detailed Project Report partners) upto three levels (starting with CEO) Also append
[PDF] Business Plan (pdf) - Harvard Business School
Moreover, less than half of low-income high school students report receiving help from an adult in preparing for college (Ad Council 2006) Attending college is
[PDF] Student Entrepreneurship report copy - GUESSS Survey
1 1 Starting point and aims of GUESSS The international research project GUESSS stands for "Global University Entrepreneurial Spirit Students ́ Survey" and
[PDF] stata create categorical variable from continuous
[PDF] state appellate courts
[PDF] state approval regulations for distance education
[PDF] state contracts
[PDF] state debt list 2019
[PDF] state department exchange rates
[PDF] state department internships
[PDF] state design pattern c++
[PDF] state employees credit union holidays 2020
[PDF] state firearm laws
[PDF] state for what value(s) of t0 the existence and uniqueness theorem fails to apply
[PDF] state jobs
[PDF] state my path model
[PDF] state numbering system florida
SMALL BUSINESSES AND ENTREPRENEURSHIP:
A MICROFINANCE PROJECT IN SANTA CLARA COUNTY
A Project Report
Presented to
The Faculty of the Department of Anthropology
San José State University
In Partial Fulfillment
of the Requirements for the DegreeMaster of Arts
byMayra S. Cerda
May 2011
© 2011
Mayra S. Cerda
ALL RIGHTS RESERVED
SAN JOSÉ STATE UNIVERSITY
The Undersigned Graduate Committee Approves the Project Report TitledSMALL BUSINESSES AND ENTREPRENEURSHIP:
A MICROFINANCE PROJECT IN SANTA CLARA COUNTY
byMayra S. Cerda
APPROVED FOR THE DEPARTMENT OF ANTHROPOLOGY
Dr. Charles Darrah, Department of Anthropology Date Dr. J.A. English-Lueck, Department of Anthropology Date Dr. Roberto Gonzalez, Department of Anthropology DateABSTRACT
One of the biggest challenges that small businesses and immigrant entrepreneurs face is limited access to capital. U.S. microfinance organizations are trying to close this gap by targeting their financial products to those who do not qualify for a conventional banking loan. Opportunity Fund, a microfinance organization located in San José, California, was trying to reach out to two categories of clients and identify potential partners in Alum Rock without having to use too much manpower. This report documents the anthropological methods I employed; a summary of my interviews and observations; my experience attending the first U.S. microfinance conference held at Stanford University; and the lessons I learned throughout the course of this project. I also discuss the opportunities for applied anthropologists in the field of microfinance and market research. vACKNOWLEDGMENT
I am truly indebted to my professor and advisor, Dr. Charles Darrah, for giving me the opportunity to lead this project. Much appreciation also goes to Dr. J.A. English- Lueck and Dr. Roberto Gonzalez, for their friendship and assistance. This project would not have been possible without the help of my teammates and the community gatekeepers that gave me access to their organizations and clients. I am very fortunate to have parents who instilled in me the importance of education and hard work. Also, I am forever grateful to Seth D. Klinkhammer for his guidance and support throughout my educational journey at San José State University; he has always played a significant role in my life and education. Lastly, I would like to dedicate this research project to the memory of two amazing men who taught me thatMr. Paul G. Klinkhammer.
viTABLE OF CONTENTS
I. Introduction .............................................................................................................. 1
II. Microfinance Programs Around the World .............................................................. 6
III. Getting to Know Opportunity Fund ........................................................................ 10
IV. Introduction of the Team ....................................................................................... 13
V. Project Overview ................................................................................................... 16
VI. Lessons Learned..................................................................................................... 67
VII. Opportunities and Future Applications .................................................................. 70
VIII. Conclusion ............................................................................................................. 72