28 jui 2017 · have been with our carrier (United Healthcare/Oxford) since we began health insurance out of my pocket with no reimbursement from UHC It's purpose can only be profiting form the sick rather than providing them care Best menial compared the UCR of gym memberships here in the region and the
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[PDF] Oxford® Sweat Equity Program Reimbursement Form
Completing and Submitting This Form 1 Record the 50 fitness facility visits and/ or classes that you went to in a six-month period on the chart shown below
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Insurance coverage provided by or through UnitedHealthcare Insurance Company or its affiliates You must hold an active fitness facility or class membership
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we've expanded our standard gym reimbursement program The new Your completed Oxford Sweat Equity Program Reimbursement Form Find the form at
[PDF] Get rewarded for exercising - Oxford Health Plans
With the Oxford® Sweat Equity™ program, you may earn up to $200 in 6 Your reimbursement period begins on the date of your first fitness facility visit, class or event and Your completed Sweat Equity Program Reimbursement form 2
[PDF] Sweat Equity Program - Professional Group Plans
Get the ABC's of Prenatal Fitness mini-poster for $12 UnitedHealthcare and Oxford do not discriminate on the basis of race, color, national origin, sex, age, 31, 2018 Oxford insurance products are underwritten by Oxford Health Insurance , Inc Oxford HMO Your completed Sweat Equity Program Reimbursement Form
[PDF] Oxford Health Insurance, Inc Small Group 2018 Public - DFS Portal
28 jui 2017 · have been with our carrier (United Healthcare/Oxford) since we began health insurance out of my pocket with no reimbursement from UHC It's purpose can only be profiting form the sick rather than providing them care Best menial compared the UCR of gym memberships here in the region and the
[PDF] 2018 UnitedHealthcare Care Provider - UHCprovidercom
This 2018 UnitedHealthcare Care Provider Administrative Guide (this “guide”) applies to Oxford: • Oxford Health Plans, LLC • Oxford Health Insurance, Inc • Investors Guaranty Life include a gym membership, or outpatient prescription
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i 2019 UnitedHealthcare Care Provider Administrative Guide Welcome to How to Contact Oxford Commercial Hospital Deductible ($1,340 in 2018) While a network hospital include a gym membership, or outpatient prescription drugs
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form for each claim If you have other insurance or Medicare and it is primary to your UnitedHealthcare plan, please include the explanation of benefits (EOB)
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Oxford Health Insurance, Inc.
Small Group
2018 Public Comments
I received a notice that they want to increase our rates by 14%. We are a tiny company with almost no claims on our
insurance. We barely even touched our deductables. There is no reason for them to raise our rates.Our rates go up each year for the same services covered. We can no longer absorb the increases. We will be forced to
discontinue coverage if an increase is approved. Please do not allow any increase. Thank YouPlease do not approve any rate increase. We simply can not afford these ever increasing premiums! We will be forced
to discontinue providing coverage to our employees.I am shocked to see yet another rate increase being proposed by this insurance company. With the proposed increase,
this rate will have increased in excess of 50% over the past four years. That is an incredible burden on a small company. I
fully understand that costs for the insurance companies are rising as well, but I find it hard to believe their costs have
increased over 50% in four years. Why should mine?Dear Sir and Madam, I received letter from United Health Care for increase insurance. Just increase insurance cost from
month of April. Unfortunately we could not afford anymore increase cost of Insurance. Please help us.
UnitedHealthCare Health Plan 911-06111-07 Member ID Group Number HIOS identificationNumber 85629NY0010300We have last year premium increase which was very big. compare to our payroll income we can not afford coverage
premium. we understand expense of medial need increase we appreciate if they can increase 3% as inflation rate.To whom it may concern: I am a small business owner who opted to provide my sole employee full insurance coverage.
We put the policy in place I received today, 6 months after binding the policy, a proposed 10.9% premium
increase. As you can imagine this is not acceptable for the following reasons. -My employee has not incurred a single
medical expense during this time period -The policy has been in place less than 1 year -I am a small in it infancy -
We serve solely NYS non-profits thus our own profit margin is low Thank you for your consideration.Oxford Health Insurance, Inc.
Small Group
2018 Public Comments
We pay over 1,700 per month for three people - what we receive in a small network, constant red tape, inability to find
doctors (website has not been updated in year), high deductibles, refusals on medicines. The list goes on and on. There
are no real options for insurance and they just raise rates to make more money. This coverage is poor at best and
massively expensive. NY should be ashamed of itself if the proposed rate is allowed to be raised.I received a May 26, 2017 notice of a proposed 7.4% rate increase. As the head of a that strives to keep
its few staff members covered with decent health insurance, this rate increase would cause me to rethink my ability to
provide health coverage. Furthermore, when I followed the instructions of the letter to read the narrative explaining
the reasons for the rate increase request, the website did not actually have the narrative accessible according to the
instructions. A phone call to Oxford did not yield any further information other than the fact that the narrative
explanation had not yet been uploaded. It seems that transparency and compliance are being lost in this process and
that is worrisome. I look forward to reviewing the narrative when it is uploaded and aim to provide further comment at
that time.Oxford is proposing an 11.1% increase. Their increase one year ago was over 5%. Cost of living increases are less than
2%. It is cost prohibitive for a small company and their employees to bear the burden of these increases year after year.Good afternoon. We are a small business and we cover the total cost of health insurance for our office personnel. We
have been with our carrier (United Healthcare/Oxford) since we began health insurance coverage and EVERY SINGLE
YEAR they request a rate increase. We pay an astronomical monthly premium since we are a small group. Any further
rate increases will ultimately result in our already unaffordable premiums and likelihood of terminating coverage. This
would not only hurt our relationship with our employees but would detrimentally hurt the employees that we currently
cover. We ask you to reject this 11.5% increase. How much more can small business be hurt in the State of New York,
when they try to do the right thing to help its employees? Respectfully yours,Oxford Health Insurance, Inc.
Small Group
2018 Public Comments
I am writing to protest the proposed 14.2% rate increase requested by United Healthcare Oxford for the 2018 calendar
year. Before any increase is approved, I would ask that the State review whether this increased premium is reflects only
increased medical costs, as they contend, but rather is also a result of expenses incurred by both massive administrative
waste as well as the exorbitant salaries earned by their corporate executives that enrich their already bloated pockets .
None of the premium increases translates to additional benefits or cost savings for the consumer or increased
contracted rates for the provider. In fact, in my experience, there is an inverse relationship between premium increases
and Oxford's financial obligations: premium increases are always accompanied by more obligation to the consumer
through higher deductibles, higher out of pockets expenses and a higher percentage of co-insurance. I would like to
know how the state assess premium rate increase requests and would appreciate any information you can provide me
with. Thank you, I oppose any increase in rates for an unimproved, unchanged service. The rates were increased in January of this year,
and they seek an additional 6.3% beginning 2018. The cost of health coverage is too high and it is making small business
operators such as myself suffer financially! I oppose an increase! Rates have steadily increased between 5%-15% for years and years. This is unsustainable for a
such as ours, and more importantly, for our employees who will end up bearing the brunt of these proposed increases.
Therefore, we do not believe these new increases are just.OUR RATES HAVE HAVE INCREASED SUBSTANTIALLY EACH YEAR FOR THE LAST 5. WE ARE NOT INTERESTED IN FOOTING
THE BILL FOR THOSE WHO ARE GIVEN HEALTH INSURANCE FOR NO COST. IF THE 10% INCREASE IN OUR RATE IS APPROVED, WE WILL DROP THE INSURANCE. WE CAN NO LONGER AFFORD THESE RIDICULOUS RATES. WHO WILL FOOTTHE BILL THEN?Every years the rates increase and the benefits decline. When is this ever going to end or at least rise at slower artes. It's
a larger burden for a small business.Oxford Health Insurance, Inc.
Small Group
2018 Public Comments
ATTENTION: This email came from an external source. Do not open attachments or click on links from unknown senders
or unexpected emails.ATTENTION: This email came from an external source. Do not open attachments or click on links from unknown senders
or unexpected emails.1. United Healthcare Oxford
2. EPO Bronze; PPO Platinum
3. Group Coverage
4. 85629NY0010310; 85629NY0050026
To Whom it may concern,
Here at , we take great pride in being a responsible employer that provides high quality healthinsurance to all of our 50+ employees. We do so free of charge to our hard working employees. We believe that doing
this is our obligation as a successful small business.The large increase that Oxford made last year in our premium has already made it necessary for us to scale back the
insurance we provide, from a plan with out of network benefits, to one with in-network benefits only. We regretted the
necessity of this step, but this was the only way we could continue to provide similar health care to our valued
employees without taking contributions from their pay. This year's proposed rate increase would necessitate further
changes that we hope not to make.Please, do not approve this very high proposed rate increase. Our company wants to continue providing high quality
health care for our employees as we have always done.Thank you for taking the time consider this.
Oxford Health Insurance, Inc.
Small Group
2018 Public Comments
ATTENTION: This email came from an external source. Do not open attachments or click on links from unknown senders
or unexpected emails.ATTENTION: This email came from an external source. Do not open attachments or click on links from unknown senders
or unexpected emails.I am responding to you regarding a rate increase letter I received from United Healthcare Oxford. We have been
insured by them for years.We are under
United Healthcare Oxford, Freedom Plan
Family Plan
HIOS ID: 85629NY0050012
They are planning on yet another 11.5% increase. Every year it?s the same old nonsense. We are currently paying 2930.83 per month for an annual premium of $ 35,169.96You add 11.5% increase to that we will be paying $ 3267.83 with an annual premium of close to $40,000 per year.
You can?t be serious. This is outrageous and should not happen. Rates are out of control.Oxford Health Insurance, Inc.
Small Group
2018 Public Comments
ATTENTION: This email came from an external source. Do not open attachments or click on links from unknown senders
or unexpected emails.ATTENTION: This email came from an external source. Do not open attachments or click on links from unknown senders
or unexpected emails.To Whom It May Concern:
This comment is in regard to: HI8899,CSP02, EPO Gold and BronzeInsurer: United/Oxford
Plans: HI8899, CSP01 and CSP02
HIOS Number: 85629NY0010238 and 85629NY0010154
The proposed rate changes of 10-13% over 2017 are exorbitant by any measure. My small business, as competitive as it
is, would not raise fees on customers of even 5% in a given year as it would cause unnecessary stress on our clients.
United/Oxford ought to be tasked by the DFS to make their own processes more efficient, to seek out fraud instead of
putting additional stress on its customers that they justify with a blanket rationale of rising costs.
Please reject United/Oxford's proposed rate increases altogether.Thank you very much.
Sincerely,
Oxford Health Insurance, Inc.
Small Group
2018 Public Comments
ATTENTION: This email came from an external source. Do not open attachments or click on links from unknown senders
or unexpected emails. ATTENTION: This email came from an external source. Do not open attachments or click on links
from unknown senders or unexpected emails.Dear Sir and Madam, I received letter from United Health Care for increase insurance. They just increase insurance cost
from April. Unfortunately we could not afford anymore increase cost of Insurance. Please help us. UnitedHealthCare
Member ID Group Number HIOS identification Number85629NY0010300
This email came from an external source. Do not open attachments or click on links from unknown senders
or unexpected emails.ATTENTION: This email came from an external source. Do not open attachments or click on links from unknown senders
or unexpected emails.Oxford Health Insurance, Inc.
Small Group
2018 Public Comments
ATTENTION: This email came from an external source. Do not open attachments or click on links from unknown senders
or unexpected emails.ATTENTION: This email came from an external source. Do not open attachments or click on links from unknown senders
or unexpected emails.Oxford Health Insurance, Inc.
Small Group
2018 Public Comments
ATTENTION: This email came from an external source. Do not open attachments or click on links from unknown senders
or unexpected emails.ATTENTION: This email came from an external source. Do not open attachments or click on links from unknown senders
or unexpected emails.To Whom It May Concern:
This is regarding Notice of Proposed Premium Rate Change, , EPO Platinum, 85629NY0010036We would like a copy of the Narrative Summary of rate change request by Oxford Health Insurance, Inc..
Please email a pdf copy or mail to our address below. If you need any further information from me please contact me by phone or email.Thank you,
Oxford Health Insurance, Inc.
Small Group
2018 Public Comments
ATTENTION: This email came from an external source. Do not open attachments or click on links from unknown senders
or unexpected emails.ATTENTION: This email came from an external source. Do not open attachments or click on links from unknown senders
or unexpected emails.Dear Sir or Madam:
Please see the attached letter with respect to this firm?s objections to Oxford?s Proposed Premium Rate Change for
HIOS #85629NY001024600;
Thank you.
NOTICE: This e-mail message is for the sole use of the intended recipient(s) and may contain confidential and privileged
information. Any unauthorized review, use, disclosure or distribution is prohibited. The contents of this e-mail are
confidential and subject to the attorney-client and work product privileges. If you are not the intended recipient, please
contact the sender by reply e-mail and destroy all copies of the original message.Oxford Health Insurance, Inc.
Small Group
2018 Public Comments
ATTENTION: This email came from an external source. Do not open attachments or click on links from unknown senders
or unexpected emails.ATTENTION: This email came from an external source. Do not open attachments or click on links from unknown senders
or unexpected emails.To whom it may concern:
I am a small business owner who opted to provide my sole employee full insurance coverage. We put the policy in place
I received today, 6 months after binding the policy, a proposed 10.9% premium increase. As you can imagine this is not acceptable for the following reasons. My employee has not incurred a single medical expense during this time periodThe policy has been in place less than 1 year
I am a small in it infancy
We serve solely NYS non-profits thus our own profit margin is low Thank you for your consideration. See the plan details below.Name of Insurer: United Health Care, Oxford
Group Coverage
ID number: 85629NY0010058
Oxford Health Insurance, Inc.
Small Group
2018 Public Comments
ATTENTION: This email came from an external source. Do not open attachments or click on links from unknown senders
or unexpected emails.ATTENTION: This email came from an external source. Do not open attachments or click on links from unknown senders
or unexpected emails.To whom it may concern:
The yearly proposed increases for health insurance are too much for small businesses like ours to bear. We have about
employees plus partners and health expenses have gone through the roof. I hope these increases won?t go through.
Oxford Health Insurance, Inc.
Small Group
2018 Public Comments
ATTENTION: This email came from an external source. Do not open attachments or click on links from unknown senders
or unexpected emails.ATTENTION: This email came from an external source. Do not open attachments or click on links from unknown senders
or unexpected emails.Good afternoon,
I am writing to inquire about the letter I received referring to OHI?s request to approve a rate change for 2018 for
Does the 16.8% apply to me, even though my medical situation has not changed? I understand that it applies to I look forward to hearing from you once you get word from the DFS.Thank you very much,
Oxford Health Insurance, Inc.
Small Group
2018 Public Comments
ATTENTION: This email came from an external source. Do not open attachments or click on links from unknown senders
or unexpected emails.ATTENTION: This email came from an external source. Do not open attachments or click on links from unknown senders
or unexpected emails.The proposed rate increase should be disallowed as the premiums are extremely high already and nearly unaffordable.
Thank you.
Oxford Health Insurance, Inc.
Small Group
2018 Public Comments
ATTENTION: This email came from an external source. Do not open attachments or click on links from unknown senders
or unexpected emails.ATTENTION: This email came from an external source. Do not open attachments or click on links from unknown senders
or unexpected emails.Regarding the following plans:
Insurer: United Healthcare
Individual/Group: Group
HIOS number: 85629NY0010240
Insurer: United Healthcare
Individual/Group: Group
HIOS number: 85629NY0010316
Insurer: United Healthcare
Individual/Group: Group
HIOS number: 85629NY0010140
DFS:We received these notifications for the three group plans we offer employees for proposed rate increases. The rate
increases range between 10.4% - 15.8%. These rate increases are very difficult for a small business. It is already a
struggle to provide good quality affordable health plans for our employees that are not a severe burden on the
expenses to the company. Please consider not approving these rate increases.Oxford Health Insurance, Inc.
Small Group
2018 Public Comments
ATTENTION: This email came from an external source. Do not open attachments or click on links from unknown senders
or unexpected emails.ATTENTION: This email came from an external source. Do not open attachments or click on links from unknown senders
or unexpected emails.To Whom It May Concern:
I'm against rate increase on the health insurance. the premium is already high. I can not stand further increases.
Name of insurer: UnitedHealthcare
Name of my Plan: Oxford
Group coverage
HIOS# 85629NY0010036
Sincerely,I cannot even believe that they want to increase the individual plans 11.3%. They just increased it 15% last year.
Healthcare is already unaffordable. The rich get richer and the poor get poorer. There is plenty of money, the
corporation quiet simply mismanages that money. If they are looking to better offset operating costs, they can stop
paying their CEO's, CFO's, COO's and anyone else salaries upwards of 6 to 7 figures. The individual plan barely covers
anything to begin with. If I became seriously ill, my health plan would be useless. I would die. I have the most basic
plan, and it is expensive, and it covers practically nothing..... so they want to charge me more for it? This makes no
sense. They are crooks, running the largest ponzi scheme in history, and will always get away with it. If there was any
decency left in this world, the DFS would disapprove the rate change.Oxford Health Insurance, Inc.
Small Group
2018 Public Comments
I ask that you please deny the request from Oxford Health Insurance, Inc. to increase premiums charged to their
members by 10%. Oxford's rates - including co-pays and deductibles - are already far too high. In recent years, Oxford
has implemented a $2,000 deductible for all services rendered by specialists and healthcare providers other than PCP's,
and I personally experienced out-of-pocket costs (via deductibles) of over $2,000 between 2015 and 2016 for a
necessary procedure and follow-up visit that I never had to pay before. That, coupled with the increase in co-pays and
other costs, have made me afraid to even visit my PCP for fear I may incur further costs I cannot afford. Essentially, my
health insurance has become car insurance - it's for emergencies and severe illnesses, only. With wages continuing to
stagnate - including mine - and other costs consistently going up (e.g. rent, food, transportation, etc.), economic relief is
desperately needed, and the additional burden of a premium increase is too much to bear. Now that healthcare reform
is supposedly in the offing, health insurers should be made to wait until the new laws - if any - are passed before
determining whether an increase in premiums or other member costs are warranted. Thank you.I oppose this increase. An 11% increase is uncalled for. In this era of low inflation and colas, there is no reason for a
double digit increase. The only purpose of this increase is to supported an inflated profit margin and an inflated
executive compensation scheme.I have an HMO through United Healthcare/Oxford and what I'm coming to find is that that virtually all of the doctors
and specialists my family needs to see are not covered by this insurance as they are out of network. This has cost me a
significant amount of money this year and will continue to cost me until I am able to change my plan. I don't think
10.5% increase is merited when they cover nothing.A 14% rate increase for my plan is egregious and unfair considering I have basically consumed little to no healthcare
over the past year. Rising costs of medical care is a flimsy excuse for raising premium rates when insurance firms profits
continue to rise. I also have no sympathy for the claim that the government regulation environment poses challenges.
Rather than lobbying for protective legislation, the health care lobby should look at how they can provide meaningful
ways to reduce costs to consumers rather than protect profits.Oxford Health Insurance, Inc.
Small Group
2018 Public Comments
I feel an 11.1% increase is outrageous. The monthly premium is almost $800 and has increased every year. For those
living pay check to pay check this increase will substantially change my ability to cover my basic monthly bills. Increases
should align with cost of living increases or close to it. This is not fair for those of us that are working hard to survivein
today's economy!In response to a rate increase of 9.2% for our Oxford health plan, I feel that this is absolutely gouging an already overly
expensive health care plan/system. We have had this health care plan for approximately a year with no major medical
requirements by us. We are not only paying high co-pay but everything we do still seems to include a big out of pocket
cost on top of our high monthly insurance expense. We have no regular or catastrophic health care requirements and
feel that our insurance costs vs. our medical needs are far from fair. Please do not raise our insurance rates.