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Just Arrived, installation and integration specialist in Luxembourg since 2005 www.matelas.lu C M J CM MJ CJ CMJ N Pub Stoll EN correction fond perdu.pdf 1 22/11/2022 16:49CONTENTS
fi?flflfl fl www.matelas.lu C M J CM MJ CJ CMJ N Pub Stoll EN correction fond perdu.pdf 1 22/11/2022 16:49 9LOOKING FOR A HOME
Property prices, Where to live? Map of Luxembourg city, Property rental, Property purchase, Home insurance, Housing maintenance, Energy performance certificate - energiepass, Support and rights 20FIND AN ACCOMODATION
Property portals, Real estate agencies, Relocation agencies and services, Press and social networks, Temporary housing, Tips for successful housing visits 28SET UP YOUR ACCOMODATION
Water connection, Gas and electricity suppliers, Fuel suppliers, How to save energy?, Phone, television, internet, Furniture© Pit Karges
8PROPERTY PRICES
In Luxembourg, property prices rise conti
nuously, + 14,5% in 2020 and + 13,9% in 2021.Even if the increase seems to slow down in
2022, the trend is still upwards.
Prices for existing properties continue to rise,
due to a persistent housing shortage. New pro jects and new constructions continue to expand.The rise in new housing prices is slowing or
even flattening out.In the capital Luxembourg, rents and purchase
prices per square metre are high. In 2022, the average purchase price is more than 12,000 euros per square metre and the average rental price is 27 euros.The further away from the capital Luxembourg,
the more affordable the prices. In the south of the country, the price of a square metre is around 7,400 euros and 20 euros for renting.LOOKING FOR A HOME
WHERE TO LIVE?
NEIGHBOURHOOD PRICES
Limpertsberg and Belair are the most expen
sive districts in the capital, Luxembourg City.Prices per square metre exceed 14,000 euros.
The districts of Kirchberg, Neudorf/Weimershof,
Clausen, Ville-Haute, Hollerich and Merl also
show prices above 10,000 euros per square metre.The "interesting" and more affordable districts
are Rollingergrund, Bonnevoie-Sud, Gasperich,Cessange and Eich.
As an alternative, there are very pleasant and
less expensive towns located between 5 and 15 minutes by car from the city of Luxembourg:Howald and Hespérange in the south, Strassen,
Bertrange and Mamer in the west, Bridel,
Bereldange and Walferdange in the north,
Niederanven, Schuttrange and Sandweiler in
the east.RESIDENTIAL DISTRICTS
By large, foreigners live in the City of
Luxembourg. They are mainly concentrated
in districts like Limpertsberg, Merl, Belair,Gasperich and Cessange.
Pfaffenthal and Grund are also very popular.
However, parking is difficult and there is limited real estate available.Scan qr code
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LIVELY NEIGHBOURHOODS
The most vibrant areas are Gare, Clausen and
Grund. They are mostly known for their nightlife.
The Gare district attracts a very heterogeneous
population and is not really recommended for families (prostitution, drug trade, rising crime rates).Very lively during the day, Gasperich and
Kirchberg lose interest in the evening, except
for the Kinepolis cinema and its surroundings onAvenue JF Kennedy and the Philharmonie near
the Red Bridge. The historical and touristic districts ofLuxembourg City are the Grund and Clausen,
which are more lively in the evening, the very residential Pfaffenthal and the Ville Haute orCentre, which is very commercial with high-end
shops.Planes taking off and landing to the airport of
Findel are quite noisy in the areas of Bonnevoie,
Gasperich, Hamm and Cents.
SCHOOL ACCESSIBILITY
Proximity to schools is also a decision criterion
when it comes to choosing a place of residence.The French Primary School and High School
are located in the district of Gasperich. The tramway will serve this area in 2024.The French-Luxembourg school Notre-Dame
Sainte Sophie is located at Weimershof, near the
districts of Kirchberg and Limpertsberg.©Just Arrived
WORDS FROM EXPATS: "WHAT ARE YOUR FAVOURITE AREAS?" 12BUSINESS QUARTERS
If you work for one of the European institu
tions or for companies located in Kirchberg's neighbourhood, the areas of Kirchberg (current ly in the process of rebalancing its residential/ business quarters) and Weimershof are all in dicated. The district of Neudorf is also interes ting due to its proximity to the city centre and toKirchberg.
A little further away, the towns of Senningerberg
and Senningen can be a nice alternative, close to the city.The Route d'Arlon is the main road and eco
nomic development axis between the cities ofMamer, Strassen, Bertrange and Luxembourg.
The district of Gasperich is close to the new bu
siness center of the Cloche d'Or. Cessange can also be very interesting in this case and by its proximity to Leudelange or Bettembourg, which are in full economic development.Leudelange is also located on the future deve
lopment axis of the high-speed tram between Luxembourg and Esch-sur-Alzette.PROPERTY RENTAL
When arriving to Luxembourg, rental can be
a good option so you can have a better un derstanding of your surroundings.RENTAL LEASE AGREEMENTS
Once the accommodation has been found, the
terms of the tenancy are contractualised by a lease. Its formalism is quite flexible. There are no clear guidelines on how to rent a property, unlike in other countries. The landlord may re quest a number of clauses.Here are a few points of reference:
The amount of the rent is usually an-
nounced excluding monthly charges (electri- city, gas, water, etc.). Be sure to specify the amount of the rent and the amount of additio- nal monthly charges.The rent may not exceed a maximum of
3.5% of the amount of the investment made
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AGENCY FEES
If you rent a property through a real estate agen
cy, the agency fee is shared 50/50 between the landlord and the tenant. These fees are usually equivalent to one month's rent, plus VAT.RENTAL DEPOSIT
When signing the lease, you will also have to
pay a rental deposit to the landlord in order to protect the property from potential damages.The landlord fixes its amount, but it cannot ex
ceed 2 months worth of rent.You can settle the amount in cash (which the lan
dlord will return at the end of the lease if no da mage has been noted), or via a bank guarantee.The latter option will save you from heavy
expenses.Ask your bank for more information.
PROPERTY PURCHASE
Luxembourg residents own 70% of their
main residency. It is important to note that the tax system on real estate is an incentive to buy.PROPERTY TAXATION
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fififi?fl?As you buy a property in Luxembourg, you must
consider the following fees:Registration and transcription rights are cal-
culated at the levels of 6% and 1% of the land's value and constructions. Paid at the time of si gning the notarial deed, these transaction fees benefit from a reduction under the Bellegen Akt.See paragraph on property taxation.
When taking out a bank loan to finance
a new purchase, the owner has to pay a mortgage fee. These are used to guarantee the repayment of the loan. The owner must also take out insurance to cover the risks of death and disability, calculated on the outstanding balance, and pay an administration fee.As a tenant or owner, occupant or non-oc
cupant, it is strongly advised to take out home insurance. This should cover at least the basic risks, such as fire, storm, water damage, etc.Home insurance must cover the dwelling, the
furniture and the personal effects of the tenant or owner-occupier. It must also include civil lia bility insurance. In the case of furnished rentals, the landlord mayrequire the tenant to take out home insurance. In the event of damage to the flat, the tenant is res-
ponsible for the damage and must pay the costs of repairing it.