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30 août 2013 · Nelly M Coralde, President and Managing Director, Maximum Solutions Corporation, Makati City Ombudsman Public Governance Forum, 

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MAXIMUM SOLUTIONS CORPORATION 4/F Accelerando Bldg , 395 Sen Gil Puyat, Makati City Contact Nos : (02) 899-7853 / (02) 403-0727 / (02) 750-0055 

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Supplier :: MAXIMUM SOLUTIONS CORPORATION Address : 4th floor Accelerando Bldg , 395 Sen Gil Puyat Ave , Makati City Tel Fax No 751-2654 / 750- 

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MAXIMUM SOLUTIONS CORPORATION 4th Floor, Accelerando Bldg 395 Sen Gil Puyat Ave , Makati City Dear Mr Espiritu Santo: We wish to inform you that 

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MAXIMUM SOLUTIONS CORPORATION 4" Floor Accelerando Building 395 Sen Gil Puyat Avenue, Makati City to proceed with the contracted project on the 

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Nelly M. Coralde, President and Managing Director,

Maximum Solutions Corporation, Makati City

Ombudsman Public Governance Forum, August 30, 2013/ADB Who are the SMEs - SMALL AND MEDIUM ENTERPRISES (SMEs) Any business activity or enterprise engaged in industry, agri- business/services, whether single proprietorship, cooperative, partnership, or corporation whose total assets is below Php 100M. Total assets includes those arising from loans but excludes the value of the land on which the particular business entity's office, plant and equipment are situated.

Micro: Up to P3,000,000

Small: P3,000,001 - P15,000,000

Medium: P15,000,001 - P100,000,000

Alternatively, MSMEs may also be categorized based on the number of employees:

Micro: 1 - 9 employees

Small: 10 -- 99 employees

Medium: 100 -- 199 employees

As per Dept of Trade and Industry (DTI), in the last five years, the MSME sector accounted for about :

Ń99.6% of the registered businesses in the

country

Ń63% of the labor force

Ń35.7% of the total sales and value added in the manufacturing. ͞Corruption prevention to foster small and medium-sized enterprise deǀelopment" Copyright © 2007 by the United Nations Industrial Development Organization (UNIDO) and the United Nations Office on Drugs and Crime (UNODC)

͞Corruption hurts all, but the pain is

greatest among small and medium-sized profit margins and very survival are at stake when corruption takes ͞Corruption prevention to foster small and medium-sized enterprise deǀelopment" Copyright © 2007 by the United Nations Industrial Development Organization (UNIDO) and the United Nations Office on Drugs and Crime (UNODC)

͞Many factors influence the ability of

entrepreneurs to set up and expand small businesses, such as financial issues, has been identified as a major obstacle to SME development.

Why do some SMEs turn to

CORRUPT PRACTICES?

1) Perception or mindset that

corruption is a common practice to safeguard business interest or trump their competition. by Africog (African Centre for Open Governance) entitled Small and Medium Enterprises in Kenya and Corruption)

Bribery

To win a

contract or to gain advantage against competition

To get things

done faster avoiding or twisting some regulations or rules

Usually happens

if the SME has already been engaged in corrupt practices as form of protection so that no one squeals or no one gets caught

Extortion

Can also be in

the form of

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