[PDF] [PDF] MERCHANT & SERVICE PROVIDER LEVELS & VALIDATION

Any merchant or service provider using 3'rd party payment applications are required to validate compliance or use an approved PCI DSS payment application 



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[PDF] GUIDE TO PCI COMPLIANCE MERCHANT LEVELS - SecurityMetrics

Merchant processing 1,000,000 - 6,000,000 Visa transactions annually Level 3 merchants process 20,000 - 1,000,000 Visa e-commerce transactions annually Level 4 merchants process less than 20,000 Visa e-commerce transactions annual and all other merchants processing up to 1 million Visa transactions annually



[PDF] MERCHANT & SERVICE PROVIDER LEVELS & VALIDATION

Any merchant or service provider using 3'rd party payment applications are required to validate compliance or use an approved PCI DSS payment application 



[PDF] PCI DSS v321 Quick Reference Guide - PCI Security Standards

The PCI SSC sets the PCI Security Standards, but each payment card brand has its own program for compliance, validation levels and enforcement For more 



[PDF] PCI DSS Merchant Overview - Rollins College

Quick PCI Level Set • Common PCI PCI DSS: 6 Goals, 12 Requirements 1 Merchant Levels and Validation Level 1 • Annual on-site assessment (QSA)



[PDF] Merchant Guide to PCI DSS - Card Pay from the AA

See the table below to understand the different levels and the compliance requirements within each Level Criteria Validation requirement 1 Any merchant 



[PDF] Issuers and Payment Card Industry Security Standards FAQ - Visa

Q: Are issuing banks required to validate PCI DSS compliance with Visa? • Visa- issuing determine the merchant level and any validation requirements



[PDF] (PCI DSS) - Westpac

The Payment Card Industry Data Security Standards (PCI DSS) is a set of comprehensive requirements At all times, the Westpac PCI DSS Levels will take



[PDF] Meeting Payment Card Industry Data Security Standards (PCI DSS)

Where do I start? 5 What are my compliance obligations? 5 How do I determine my validation requirements? 5 Westpac PCI levels and validation requirements 



[PDF] PCI DSS

directly using a credit card or debit card, then the PCI DSS requirements apply A: All merchants will fall into one of the four merchant levels based on Visa 



[PDF] American Express Data Security Operating Policy for Merchants

compliance with the PCI Standard at the time of the data incident We may contact a Step 1 – Determine your Merchant Level and Validation Requirements

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1 - All processors and all payment Required Required Requir ed **

gateways Annually * Quarterly

2 - Any service provider that is not in Level 1 Required Required Requir ed **

and stores, pr ocesses or transmits Annually * Quarterly more than 1 million accounts / transactions annually

3 - Any service provider that is not in Level 1 Required Required Requir ed **

and stores, pr ocesses or transmits Annually Quarterly less than 1 million accounts / transactions annually LEVEL CRITERIA ON-SITE SELF-ASSESSMENT NETWORK V ALIDATE 3'RD

SECURITY AUDIT QUESTIONNAIRE SCAN PARTY PAYMENT

APPLICATION 1 - Any merchant, r egardless of acceptance Required Required Requir ed ** channel, processing more than 6 million Annually * Quarterly transactions per year - Any merchant that suf fered a security breach, r esulting in an account compromise

2 - Any merchant pr ocessing between Required Required Requir ed **

1 to 6 million transactions per Annually * Quarterly

year

3 - Any merchant pr ocessing

between Required Required Requir ed **

20,000 to 1 million transactions

per Annually Quarterly year

4 - All other merchants not in Levels 1, 2, Required Required Requir ed **

or 3, regar dless of acceptance channel Annually Quarterly M

ERCHANT

& S

ERVICE

P

ROVIDER

L EVELS V

ALIDATION

A

CTIONS

H OW T O V

ALIDATE

C

OMPLIANCE

W ITH T HE PCI D ATA S

ECURITY

S

TANDARD

PCI D ATA S

ECURITY

S TANDARD * On-Site Security Audits may be conducted through Qualys PCI Consulting P

artners - http://www.qualys.com/partners/pci** Any merchant or service provider using 3'rd party payment applications are required to v

alidate compliance or use an approved PCI DSS payment application - https://www.pcisecuritystandards.org/security_standards/vpa/

SERVICE PROVIDERMERCHANT

To validate compliance, all merchants and service providers, regardless of credit card transaction volume and acceptance channel must

fulfill two validation requirements. Some merchants and service providers validate compliance through an Annual On-Site Security Audit

and Quarterly Network Scan, while others complete an Annual Self-Assessm ent Questionnaire and Quarterly Network Scan. Compli-

ance levels for merchants and service providers are defined based on annual transaction volume and corresponding risk exposure:The PCI Data Security Standard requirements

apply to all payment card network members, merchants and service providers that store, process or transmit cardholder data. The core requirements are organized in six categories:

Participating companies can be barred from

processing credit card transactions, higher processing fees can be applied; and in the event of a serious security breach, fines of up to $500,000 can be levied for each instance of non-compliance. PRINCIPLES AND REQUIREMENTS

Build and Maintain a Secure Network

1. Install and maintain a fir ewall configuration to protect

cardholder data

2. Do not use vendor -supplied defaults for system

passwor ds and other security parametersProtect Cardholder Data 3. Pr otect stored cardholder data

4. Encrypt transmission of car dholder data across open,

public networksMaintain a Vulnerability Management Program 5. Use and r egularly update anti-virus software 6. Develop and maintain secur e systems and applicationsImplement Strong Access Control Measures 7. Restrict access to car dholder data by business

need-to-know

8. Assign a unique ID to each person with computer

access

9. Restrict physical access to car dholder dataRegularly Monitor and Test Networks 10. T rack and monitor all access to network resources and cardholder data 11. Regularly test security systems and pr ocessesMaintain an Information Security Policy 12. Maintain a policy that addr esses information security

VALIDATION ENFORCEMENT

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