Credit risk to customer

How do you measure customer credit risk?
Financial institutions face different types of credit risks—default risk, concentration risk, country risk, downgrade risk, and institutional risk.
Lenders gauge creditworthiness using the “5 Cs” of credit risk—credit history, capacity to repay, capital, conditions of the loan, and collateral..
What is an example of a credit risk?
Lenders look at a variety of factors in attempting to quantify credit risk.
Three common measures are probability of default, loss given default, and exposure at default.
Probability of default measures the likelihood that a borrower will be unable to make payments in a timely manner..

How do you measure customer credit risk?