Your employer may suspend repayments while you’re on active duty and then extend your repayment window by the same amount of time. You can quickly get your payout from a 401 (k) loan, and then you typically have up to five years to repay your loan. If you’re using the loan to pay for a house, you may have longer than five years to repay it.
What is a 401(k) loan?
With a 401 (k) loan, you borrow money from your employer-sponsored retirement plan and maintain tax benefits when you repay the loan. A 401 (k) is a defined-benefit retirement plan offered through your employer, allowing you to contribute funds to a plan each paycheck.
How does the 401k loan calculator work?
This 401k loan calculator works with the user entering their specific information related to their 401k Loan. Begin by entering your 401k loan amount, the interest rate, and the period of time it will take to payback the loan. By entering these fields, they will calculate your 401k loan payment.
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