What happens if I am not at fault for a car accident?
If you’re involved in a motor vehicle accident through no fault of your own and your car is damaged or written off, you have several options of receiving a payout from a car insurance claim. When would I not be at fault for a car accident? In the field of car insurance, liability is considered exclusively in relation to motor vehicle accidents.
Who is at fault in a car accident?
With car insurance, whoever is deemed responsible for the accident usually needs to pick up the bill. If someone hits your car and it was not your fault, you are generally entitled to compensation. Deciding who is at fault can be tricky. Your insurer can help you with this – never admit to liability at the scene of an accident.
Can I make a claim if I’m not at fault?
Even if you’re not at fault, you can make a claim with your insurance company for payment of damages and injuries — if you have the right coverages. If you have collision insurance, file a claim with your own carrier. It will pay for the cost of repairs or total loss of your vehicle.