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Download All Chapter 7 Forms – Individual Only

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  • How do I start Chapter 7?

    A chapter 7 case begins with the debtor filing a petition with the bankruptcy court serving the area where the individual lives or where the business debtor is organized or has its principal place of business or principal assets.

  • Do I qualify for Chapter 7 New York?

    If your total monthly income over the course of the next 60 months is less than $7,475 then you pass the means test and you may file a Chapter 7 bankruptcy.
    If it is over $12,475 then you fail the means test and don't have the option of filing Chapter 7.

  • What is a voluntary petition in Chapter 7?

    Voluntary bankruptcy is a type of bankruptcy where an insolvent debtor brings the petition to a court to declare bankruptcy because they are unable to pay off their debts.
    Both individuals and businesses are able to use this approach.

  • One key difference between Chapter 13 and Chapter 7 bankruptcy is that Chapter 7 allows people to completely eliminate their unsecured debt after a specific period.
    In contrast, Chapter 13 allows people to reorganize their debts while paying back some portion of what they owe.

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SAMPLE CHAPTER 7 CASES AND ILLUSTRATIVE FORMS 1 2
Chapter 7 Bankruptcy
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CHAPTER 7 PETITION PACKAGE
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Download All Chapter 7 Forms – Individual Only