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ANNUAL

REPORT

2

Banco do BrasilAnnual Report

GRI G4-9 | G4-EC1

981.21,149.31,303.9

201320122011

12.112.215.8

201320122011

22.4

19.822.9

201320122011

450.5515.7607.2

201320122011

(1)

Includes total deposits, Agribusiness Letters of

Credit (LCA), Mortgage Bonds (LCI) and private

security repo transactions.

201320122011

42.943.244.4

(1)

Ratio of administrative expenses to operating revenue, based on the Income Statement with Re-allocations.

201320122011

130.8133.6136.1

(1) Ratio of operating revenue to personnel expenses, based on the Income Statement with Re-allocations.

Market Share (%)20112012201313/12 Variance p.p.

Assets 20.921.221.7(0.1)

Credit19.220.321.10.8

Agribusiness62.863.966.12.2

Deposits 26.427.927.1(0.9)

On-lending from the National Economic

and Social Development Bank (BNDES) 21.528.626.6(4.3)

Asset Management

(1)

21.620.020.90.9

(1) Does not include the assets managed by Banco Votorantim.

Main Indicators

3

Banco do BrasilAnnual Report

Social Businesses - Total Portfolio in 2013 (R$ thousands)2013

Total47,713,356

201320122011

CARDS - TOTAL TURNOVER

(R$ BILLIONS) Debit

Credit

140.1168.2205.9

80.8
59.3

99.468.9

121.784.2

DELINQUENCIES (INAD + 90 DAYS)

201320122011

SFN BB

3.603.70

3.00 2.16

2.O51.98

201320122011

COMPOSITION OF THE LOAN PORTFOLIO -

BROAD CONCEPT (R$ BILLIONS)

(1)

Abroad

Companies (PJ)Agribusiness Individuals (PF)130.6152.0168.1210.2

270.6323.2

89.4

108.0144.8

35.0

50.256.8

465.1

580.8692.9

201320122011

ASSET MANAGEMENT

(R$ BILLIONS)

415.8444.O497.3

THE LOAN

PORTFOLIO OF

BB SHOWS GROWTH

AND A LOW

DELINQUENCY RATIO

THE SOCIAL BUSINESS

OF BB EXCEEDED THE

R$47 BILLION MARK

IN THE PORTFOLIO

IN 2013

Main Indicators

4

Banco do BrasilAnnual Report

201120122013

2,3072,830

2,545

201120122013

254,549243,570

209,252

(1) Takes into account the head office buildings (I, II, III and IV), the Central Technology

Complex (CCT) and the Tancredo Neves

Building, all located in Brasilia.

(1) The increase in fuel consumption by energy generators is due to the bank's organizational growth, which increased its inventoried base, in addition to the adaptation of the systema

tic

safety testing of the equipment which now takes place every six months in compliance with changes to the regulatory rules. The Biomass source values take into account emissions

prevented by substituting fossil fuel with renewable fuel. (2) Banco do Brasil has been taking actions to optimize electrical energy co

nsumption at all its units, and in 2013, it managed a reduction of around 10% in kWt; the positive variance in the

volume of greenhouse gas (GHG) emissions shown in Scope 2 is due to the higher con version factor of the National Interconnected System in relation to the same period of the previous year, on account of the constant use of thermoelectric power generators that are more pollutant and non-renewable energy sources.

(3) Banco do Brasil has encouraged the use of its 237 videoconference rooms that have been set up throughout Brazil. This measure will enable a gradual reduction in the number of air

tickets and GHG emissions arising from this source. CO 2

Emissions Inventory

(1)

ScopeEmission Source20122013(%) Variance

Scope 1

(1)

Fleet of Own Vehicles for

Use in Branches (liters)5,831 tCO

2 e (Ethanol - 621,000) (Gasoline - 2.93 million) (Diesel - 89,000)5,284 tCO 2 e (Ethanol - 632,000) (Gasoline - 2.90 million) (Diesel - 55,000)(9.4)

Electricity Generators (liters)

1,612 tCO

2 e (Diesel - 642,000)2,020 tCO 2 e (Diesel - 803,000)25.5

Biomass1,539 tCO

2 e1,692 tCO 2 e9.9

Scope 2

(2)

Electricity Acquired (kWh)54,235 tCO

2 e (794 million)68,774 tCO 2 e (714 million)26.8

Scope 3

(3)

Air Travel (tickets)7,954 tCO

2 e (57,810)5,917 tCO 2 e (50,147)(25.6)

Structural Data20112012201313/12 Variance (%)

Service Network57,53164,19267,6295.4

Customers (thousands)56,00158,55161,3754.8

Employees 113,810114,182112,216(1.7)

(1) White and recycled A4 legal-size and letterhead. (2) TAA envelopes, TAA rolls and boxes, envelopes, sundry files and cardboard boxes.

Paper consumption in offices

(1)

Paper material stocked in the storeroom

and at the printing company of BB (2)

20116,141

3,399 9,540

20125,3953,3428,737

5,253

3,3918,6442013

(1)

Beginning in 2013 Annual Report, BB

starts disclosing the consolidated consumption. GRI

G4-EN6

G4-EN7

G4-EN15

G4-EN16

G4-EN17

5

Banco do BrasilAnnual Report

GRI G4-3 G4-4 G4-6 G4-7 G4-8 G4-9 G4-13 Founded in 1808, BB is established as a private, mixed- capital corporation, whose controlling shareholder is the Brazilian government, and listed since 2006 on the Novo Mercado segment of the São Paulo Stock,

Commodities and Futures Exchange - BM&FBovespa,

the segment that hosts companies with best corporate governance practices. The bank currently has 112,000 employees and stands out within the segment thanks to a series of competitive differentials. Latin America's largest financial institution in assets, reaching R$1,3 trillion in 2013, BB provides, solutions, services and products in the banking, investment, asset management, pension plan, savings bond and payment means segments, among others, to its 61.4 million customers. Among the bank's main results last year, worthy of note was the evolution of 19.3% in the loan portfolio - broad concept, which reached a balance of R$692.9 billion, and record net income of R$15.8 billion.

BB has the largest in-house service network in

Brazil among financial institutions, with 19,143

service outlets, and is present in 99.9% of Brazilian

SHAREHOLDER BREAKDOWN (%)

Federal Government

BNDES Participações S.A.

(BNDESPAR)Free FloatBanco do BrasilEmployee RetirementFund (Previ)Treasury Shares

58.329.110.4

2.00.2

municipalities. When the network of Mais BB and

Banco Postal correspondents is added, the total

comes to 67,600 service outlets in Brazil. Abroad, the network consists of 49 own outlets located in

24 countries, in addition to 1,200 partner banks that

function as correspondents in 134 countries. Thus the bank also has the largest own overseas service network among the Brazilian banks.

FOR MORE THAN TWO CENTURIES

THE BANK HAS CONTRIBUTED TO

BRAZIL"S DEVELOPMENT AND HAS

BEEN A MAJOR PLAYER IN THE

DOMESTIC AND INTERNATIONAL

BANKING SECTORS

6

Banco do BrasilAnnual Report

BB MARKET SHARE BY NUMBER OF BRANCHES (%)

INTERNATIONAL PRESENCE

311
1.159 2.356 1.059 477

Market Share

28.9

Market Share

32.5

Market Share

19.9

Market Share

26.8

Market Share

24.7
23.8

Market Share

Mexico

Chile

ArgentinaUruguayBrazilJapan

China

Singapore

South Korea

Cayman IslandUnited StatesGermany

Italy

Áustria

Spain

FranceEngland

United Arab

EmiratesPortugal

AngolaParaguayVenezuela

Panama

Bolivia

Peru 7

Banco do BrasilAnnual Report

GRI G4-56

Mission

Vision

Values

8

Banco do BrasilAnnual Report

Largest financial institution in Latin America, with assets that amounted to R$1.3 trillion in 2013. In loans within the Brazilian Banking Industry (SFN), with a 21.1% market share and a portfolio of R$623.4 billion. Absolute leader in loans to Brazilian agribusiness with a market share of 66.1%. The broad concept portfolio in this segment amounted to R$144.8 billion in 2013. In the payroll loan segment, with a market share of 27.9%. Largest network of own branches in Brazil, according to data from the Central Bank of Brazil (Bacen). Since 1994 in the investment funds business with a market share of 20.9% in 2013 and R$493.7 billion in funds under management. In the trade finance market, with market shares of 26.6% and 21.9% in export and import exchange products, respectively. Transactions involving Adiantamento sobre

Contrato de Cambio (Pre-Shipment Export Finance -

ACC)/Adiantamento sobre Cambiais Entregues (Post-

Shipment Export Finance - ACE) amounted to US$11.8 billion, with a market share of 30.8%. In transactions involving on-lending from the National Economic and Social Development Bank, with a 25.4% share in 2013. Since 1992, BB is the bank most recalled by Brazilian consumers, according to the annual Top of Mind survey by Datafolha. Banco do Brasil is Brazil's 3 rd most valuable brand and 94
th in the world, valued at US$9,9 billion, according to consultancy company, Brand Finance. The bank's reputation scored 71.99 according to the Reputation Institute in Brazil (the banking industry scored 43.31). BB is the financial agent of the National Treasury, looking after the government's sole account and in charge of transferring funds to other components of the Federation. With other federal entities it operates in funding and programs. It also provides specific solutions for Brazilian states and municipalities. Banco do Brasil was the first institution in the retail segment in the Americas and in the Southern Hemisphere, as well as the tenth worldwide, to be awarded ISO 20000 certification in technology, according to IT Service Management Forum. In 2013, information technology (IT) investments amounted to R$2.8 billion, with the emphasis on operating efficiency, the highlight being the inauguration of the Digital Capital Datacenter. It is also developing an integrated program of Green IT actions to foster the efficient use of resources along the entire production and relationship chain, involving, for example, socioenvironmental requirements when procuring equipment and services. Since 2002, the bank has adhered to the sound corporate governance practices required by the Novo Mercado segment of the BM&FBovespa, having been admitted to this segment in 2006. The bank's executive and operational positions are held by highly-trained professionals with extensive knowledge of the financial and banking sectors.

BB figured on the Dow Jones Sustainability Index

(DJSI) of the New York Stock Exchange for the second consecutive year, and for the ninth consecutive year on the Corporate Sustainability Index (ISE) of the BM&FBovespa since it was created. In 2013, it was also the winner in the Finance category of the Época Green Company award and took 3 rd place in the Public Institutions category of the ranking of the Best Companies to Work For of the

Guia VOCÊ S/A.

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