Should I pay my deductible for an accident that wasn't my fault?
Your other option, if you want to get the process rolling so you’re back on the road quicker, is to file a claim with your insurance company, pay your deductible and have them cover the remaining costs for damages. But it doesn’t seem fair to have to pay for an accident that wasn’t your fault, right?
What happens if you are not at fault for a car crash?
If you are not at fault for a car crash, you can choose to go after the liable driver’s insurance company and have them pay for your damages. However, this takes some time and is often filled with numerous hurdles since the other insurance company rarely wants to get you the money you need after your accident.
What is a car insurance deductible?
A car insurance deductible refers to the amount of money you agree to pay out of pocket when you file an insurance claim. Once you pay this specific amount, your insurance company can then step in to help cover the remaining cost of your damages, but only up to your policy limit.