[PDF] first time buyer mortgage calculator scotland

What is a first-time home buyer mortgage calculator?

Jump to section: First-time home buyer mortgage calculator | How much house can I afford? | How to lower mortgage payments | FAQ Our first-time home buyer mortgage calculator can help you estimate your down payment and monthly mortgage payment, including taxes and insurance.

Why choose first time buyers Scotland for mortgage advice?

They can offer you up-to-date advice on the mortgage market in Scotland, and give you information about support schemes available for first time buyers. They are friendly, hardworking and dedicated, and they’ll make the process as easy as possible for you. Just take a look at their Google reviews!

What is the average first time buyer mortgage in the UK?

This means the average first time buyer annual household income is £49,230. This compares to a home mover average mortgage of £184,912, loan to income of 3.33 taking the annual household income to £55,529. Fixed or variable interest rate?

Can I get a mortgage if I'm a first-time buyer?

We’re proud to support the Government’s mortgage guarantee scheme. You can apply for a first time buyer mortgage of up to 95% of the property’s value. If you’re looking for your first home, your monthly payments could be lower than you expect with our mortgage deals. Use the Halifax mortgage calculator to find out how much you could borrow.